Home / NEFT/RTGS
Quick Fund Transfer using NEFT (National Electronic Fund Transfer) and RTGS (Real Time Gross Settlement) Facility.
NEFT (National Electronic Fund Transfer)
RTGS (Real Time Gross Settlement) Facility.
RTGS (Real Time Gross Settlement) Facility
Differences between NEFT and RTGS:
Criteria |
NEFT |
RTGS |
Arrangement. |
It is done in batches and it is slower. |
It is a real time transfer and it is faster. |
Acronym. |
National Electronic Fund Transfer. |
Real Time Gross Settlement. |
Timings on weekdays and weekends. |
12:30am-11:30pm(All Days) |
12:30am-11:30pm(All Days) |
Minimum transfer limit. |
No minimum amount |
2 lakhs |
Maximum transfer limit. |
No limit |
No limit. |
Credit in beneficiary account. |
Happens in hourly batch between the banks. |
Real Time between the banks. |
Beneficial |
Small money transfer. |
Large money transfer. |
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