Deposit Details

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Fix Deposit Interest Rate w.e.f. 03.03.2025

Duration Rate of Interest for Normal Rate of Interest for Senior Citizen Bulk Deposit of Rs. 15,00,000 and Above
7 Days to 45 Days 4.00% 4.00% -
46 Days to 90 Days 5.00% 5.00% -
91 Days to 180 Days 6.00% 6.00% -
181 Days to 365 Days 6.50% 6.50% -
1 year above up to 2 years 7.50% 7.85% 7.75%
2 years above up to 5 years 7.25% 7.60% 7.35%
5 years above up to 10 years 7.25% 7.60% 7.35%
Savings A/c 3.00% 3.00% -

 

Re-Investment - In this Scheme interest is Re-Invested and Compounded on Quarterly Basis.

Monthly Regular Income - In this Scheme interest is Paid on Monthly Basis.

Short Term - Earn Interest on Ideal money by depositing in this scheme duration i.e. 7 to 364 days.

Quarterly Income - In Scheme interest is paid on Quarterly Basis.

Bulk Deposit - Bulk Deposit of Rs. 15,00,000 and above attracts 0.10% - 0.25% addition rate of interest

Auto Renew - Attractive auto renewal facility available for all deposits

Eligibility for additional rate - You can avail either Bulk Deposit or Senior Citizen benefit

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