Fix Deposit Interest Rate w.e.f. 03.03.2025

Duration	Rate of Interest for Normal	Rate of Interest for Senior Citizen	Bulk Deposit of Rs. 15,00,000 and Above
7 Days to 45 Days	4.00%	4.00%	-
46 Days to 90 Days	5.00%	5.00%	-
91 Days to 180 Days	6.00%	6.00%	-
181 Days to 365 Days	6.50%	6.50%	-
1 year above up to 2 years	7.50%	7.85%	7.75%
2 years above up to 5 years	7.25%	7.60%	7.35%
5 years above up to 10 years	7.25%	7.60%	7.35%
Savings A/c	3.00%	3.00%	-

 

Re-Investment - In this Scheme interest is Re-Invested and Compounded on Quarterly Basis.

Monthly Regular Income - In this Scheme interest is Paid on Monthly Basis.

Short Term - Earn Interest on Ideal money by depositing in this scheme duration i.e. 7 to 364 days.

Quarterly Income - In Scheme interest is paid on Quarterly Basis.

Bulk Deposit - Bulk Deposit of Rs. 15,00,000 and above attracts 0.10% - 0.25% addition rate of interest

Auto Renew - Attractive auto renewal facility available for all deposits

Eligibility for additional rate - You can avail either Bulk Deposit or Senior Citizen benefit

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