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Fix Deposit Interest Rate w.e.f. 03.03.2025
Duration | Rate of Interest for Normal | Rate of Interest for Senior Citizen | Bulk Deposit of Rs. 15,00,000 and Above |
7 Days to 45 Days | 4.00% | 4.00% | - |
46 Days to 90 Days | 5.00% | 5.00% | - |
91 Days to 180 Days | 6.00% | 6.00% | - |
181 Days to 365 Days | 6.50% | 6.50% | - |
1 year above up to 2 years | 7.50% | 7.85% | 7.75% |
2 years above up to 5 years | 7.25% | 7.60% | 7.35% |
5 years above up to 10 years | 7.25% | 7.60% | 7.35% |
Savings A/c | 3.00% | 3.00% | - |
Re-Investment - In this Scheme interest is Re-Invested and Compounded on Quarterly Basis.
Monthly Regular Income - In this Scheme interest is Paid on Monthly Basis.
Short Term - Earn Interest on Ideal money by depositing in this scheme duration i.e. 7 to 364 days.
Quarterly Income - In Scheme interest is paid on Quarterly Basis.
Bulk Deposit - Bulk Deposit of Rs. 15,00,000 and above attracts 0.10% - 0.25% addition rate of interest
Auto Renew - Attractive auto renewal facility available for all deposits
Eligibility for additional rate - You can avail either Bulk Deposit or Senior Citizen benefit
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