Deposit

Fix Deposit Interest Rate w.e.f. 16.12.2016

Fix Deposit Interest Rate
DurationRate of Interest for NormalRate of Interest for Senior Citizen
46 Days to 90 Days5.25%5.25%
91 Days to 180 Days6.00%6.00%
181 Days to 365 Days6.25%6.25%
More Than 1 Year and Upto 3 Year6.50%6.75%
More Than 3 Year and Upto 5 Year6.75%7.00%
More Than 5 Year and Upto 7 Year5.50%5.75%

Re-Investment

In this Scheme interest is Re-Invested and Compounded on Quarterlt Basis.

Monthly Regular Income

In this Scheme interest is Paid on Monthly Basis.

Short Term

Earn Interest on Ideal money by depositing in this scheme duration i.e. 46 to 364 days.

Quarterly Income

In Scheme interest is paid on Quarterly Basis.

Significant Features

    Introduction

      Recurrings Deposit Interest Rate w.e.f. 16.12.2016

      Recurrings Deposit Interest Rate
      DurationRate of Interest for NormalRate of Interest for Senior Citizen
      46 Days to 90 Days5.25%5.25%
      91 Days to 180 Days6.00%6.00%
      181 Days to 365 Days6.25%6.25%
      More Than 1 Year and Upto 3 Year6.50%6.75%
      More Than 3 Year and Upto 5 Year6.75%7.00%

      Re-Investment

      In this Scheme interest is Re-Invested and Compounded on Quarterlt Basis.

      Monthly Regular Income

      In this Scheme interest is Paid on Monthly Basis.

      Short Term

      Earn Interest on Ideal money by depositing in this scheme duration i.e. 46 to 364 days.

      Quarterly Income

      In Scheme interest is paid on Quarterly Basis.

      Significant Features

        Introduction

          Current Account

          Current Account

          An Ideal Business Account for Your Business.

          Significant Features

          • This Account Can be Opened for Any Business Establishment Like.

            • Proprietorship Business
            • Partnership Business.
            • Pvt. Limited Company.
            • Limited Company.
            • Any Other Institute / Trust / Co-Soc etc.
            • Any Individual - Single or Jointly
          • Minimum Balance is Rs. 1000

            • Nomination facility is Available.

              • Lowest Service Charges In the Banking Sector.

                • Requisites For Opening Of Account.

                  • Proprietorship Business
                  • Partnership Business.
                  • Pvt. Limited Company.
                  • Limited Company.
                  • Any Other Institute / Trust / Co-Soc etc.
                  • Any Individual - Single or Jointly
                  • Two Business Proofs

                Introduction

                • Account Holder Are Required To Introduce themselves by any One of the following

                  • Existing CA/CC Account Holder.
                  • Share Holder Member of The Bank.
                  • VIP smart card holder.

                Savings Account

                Savings Account

                Significant Features

                • Any Individual Can Open This Account.

                  • Maximum 3 Names Are Allowed In Joint Account.

                    • Minimum Balance is Rs. 300.

                      • Institute / Co-Soc./ Mandli/Trust Can Open This Account.

                        • Account Can be Opened by Minors too.

                          • Maximum 8 Withdrawals are allowed during the Month.

                            • Current Rate Of Interest is 4.00 % Subject to Change as per RBI’S Rules.

                              • No Cheque book Charge is Charged for Regular Usage.

                                • Extra Cheque books are Chargeable.

                                  • Duplicate Passbook is Chargeable.

                                    • Nomination facility is Available.

                                      • Requisites For Opening Of Account.

                                        • Duly filled Account Opening form.
                                        • Zerox of PAN Card / Duly filled Form 60.
                                        • 2 Photograph of Each Signatories.
                                        • Any of following document.
                                        • Rasoning Card / Passport.
                                        • Electricity Bill / Telephone Bill / House Tax Bill Etc.
                                        • Valid documents issued and permitted by govt.

                                      Introduction

                                      • Account Holder Are Required To Introduce themselves by any One of the following

                                        • Existing Account Holder.
                                        • Share Holder Member of The Bank.
                                        • Any Known Gentleman to the bank.

                                      Special Savings

                                      Special Savings

                                      Individual who are not literate and uses their thumb impression instead of signature can open this type of saving account.

                                      Significant Features

                                      • Any Individual Can Open This Account.

                                        • Maximum 3 Names Are Allowed In Joint Account.

                                          • Minimum Balance is Rs. 50.

                                            • Institute / Co-Soc./ Mandli / Trust Can Open This Account.

                                              • Account Can be Opened by Minors too.

                                                • Maximum 3 Withdrawals are allowed during the Month.

                                                  • Current Rate Of Interest is 4.00 % Subject to Change as per RBI’S Rules.

                                                    • Cheque book facility introduced.

                                                      • Extra Cheque books are Chargeable.

                                                        • Duplicate Passbook is Chargeable.

                                                          • Nomination facility is Available.

                                                            • Requisites For Opening Of Account.

                                                              • Duly filled Account Opening form.
                                                              • Zeorx of PAN Card/Duly filled Form 60.
                                                              • 2 Photograph of Each Signatories.
                                                              • Any of following document.
                                                              • Rasoning Card/Passport.
                                                              • Electricity Bill/Telephone Bill / House Tax Bill Etc.
                                                              • Valid documents issued and permitted by govt.

                                                            Introduction